Throughout this agreement, "YOU" and "YOUR" mean the customer named as a service agreement holder in the Declarations. "WE", "US" and "OUR" refer to Protector Warranty Corp. ("PWC"). In the event of a mechanical breakdown of a covered part, WE agree to pay or reimburse YOU for the reasonable costs to repair or replace the hereinafter described parts of the covered vehicle, for the amount of such costs in excess of the deductible, subject to the terms and conditions, and limitations herein.

PLAN COVERAGE: The plan coverage that applies to YOUR vehicle is determined by which box is selected in the Declarations. The Auto Master Maintenance Plan is not regulated by the Florida Office of Insurance Regulation and can ONLY be purchased in conjunction with the motor vehicle service agreement. The Road Hazard Plan can be purchased alone or in conjunction with another plan.

WRAPAROUND/CERTIFIED VEHICLES: If YOU purchased a Wraparound or Certified Vehicle plan, the coverage will "wrap" around the manufacturer's original powertrain factory warranty or factory issued certified warranty. The components covered under the manufacturer's original powertrain factory warranty or factory issued certified warranty are not covered.

SERVICE AGREEMENT PERIOD: New Vehicle, Wraparound, and Certified Vehicle Plans begin on the purchase date and effective mileage and provide coverage up to the earlier of the number of months or miles purchased until the expiration date or expiration mileage, which is calculated from the "original in- service-date" or "zero (0) miles", whichever occurs first, regardless of the mileage at the time of purchase.

Pre-Owned Vehicle with Factory Warranty remaining, Pre-Owned Vehicle, Road Hazard, and Auto Master Maintenance coverage Plans begin on the purchase date and effective mileage and provide coverage up to the earlier of the number of months or miles purchased until the expiration date or expiration mileage, which is calculated from the "date of purchase" or "effective mileage", whichever occurs first.

DEFINITIONS:<ol><li>ÒCovered VehicleÓ means the vehicle described in the Declarations.<li>ÒMechanical Breakdown or FailureÓ means the inability of any covered part to perform the function(s) for which it was designed due to an inherent material failure. Damage shall not be taken to constitute mechanical breakdown or failure.<li>ÒOdometer MilesÓ means the actual miles traveled as measured by an operative odometer.<li>ÒCostÓ means the usual and reasonable charges for parts and labor to replace the components covered.<li>ÒExpiration DateÓ means the date the vehicle is no longer eligible for coverage.<li>ÒExpiration MileageÓ means that when the continuously operational odometer registers this mileage, the vehicle is no longer eligible for coverage.<li>ÒDeductibleÓ means the amount that shall be deducted from the cost of the covered repair for each repair visit.<li>"Original In-Service-Date" means the date the vehicle was first titled.<li>"Wraparound/Certified Coverage" means this contract is secondary to any outstanding warranty/insurance coverage or program from the manufacturer or distributor.</ol>

COVERAGE SECTIONS:Section 1: Mechanical Breakdown Coverage - New Vehicles, Pre-owned Vehicles with Factory Warranty Remaining, Wraparound, and Certified VehiclesSection 2: Mechanical Breakdown Coverage - Pre-owned Vehicles without Factory Warranty Remaining and Certified VehiclesSection 3: Optional Coverage - Auto Master Maintenance PlanSection 4: Road Hazard CoverageSection 5: Rental Car AllowanceSection 6: Towing AllowanceSection 7: Claims ProceduresSection 8: Exclusions and ConditionsSection 9: General