SECTION 8
EXCLUSIONS AND CONDITIONS

EXCLUSIONS FROM COVERAGE
THIS SERVICE AGREEMENT DOES NOT COVER NOR APPLY TO:
<ol><li>REPAIRS TO AND/OR REPLACEMENT OF PARTS NOT AUTHORIZED BY US. THIS INCLUDES REIMBURSEMENT FOR THE REPAIR OR REPLACEMENT OF OTHERWISE COVERED PARTS WHEN SAID REPAIR OR REPLACEMENT IS PERFORMED AND/OR AUTHORIZED BY YOU, THE SERVICE AGREEMENT HOLDER.<li>REPAIR OR REPLACEMENT OF ANY PARTS NOT SPECIFIED UNDER THE COVERAGE PROVIDED.<li>ANY LOSS RESULTING FROM THE TOWING OF YOUR VEHICLE.<li>THE IMPROPER INSTALLATION OF COVERED PARTS. IN THE EVENT OF A REPAIR AND/OR REPLACEMENT CAUSED BY SUCH AN INSTALLATION,YOU MUST LOOK TO THE ORIGINAL REPAIR FACILITY FOR RECOVERY.<li>ANY LOSS TO AN OTHERWISE COVERED PART WHILE UNDER THE MANUFACTURERÕS OR REPAIRERÕS RECALL, PROGRAM, CAMPAIGN, WARRANTY AND/OR GUARANTEE OR IF THE MANUFACTURER OR REPAIRER DENIES COVERAGE FOR ANY REASON WHILE UNDER ITS RECALL, PROGRAM, CAMPAIGN, WARRANTY AND/OR GUARANTEE.<li>ANY MAINTENANCE PERFORMED ON YOUR VEHICLE UNLESS SPECIFIED IN YOUR CONTRACT. ANY LOSS CAUSED BY THE FAILURE TO REPLACE A MAINTENANCE PART AT THE TIME OF THE FACTORY RECOMMENDED INTERVAL (SEE YOUR OWNERÕS MANUAL). THIS INCLUDES BUT IS NOT LIMITED TO THE RECOMMENDED REPLACEMENT OF SUCH PARTS AS TIMING BELTS, GASKETS AND HOSES.<li>ANY FAILURE OF A NON-COVERED PART EVEN IF CAUSED DIRECTLY OR INDIRECTLY BY THE FAILURE OF A COVERED PART.<li>THE REPAIR OR REPLACEMENT OF AN OTHERWISE COVERED PART, DAMAGED BY THE FAILURE OF A NON-COVERED PART.<li>ANY LOSS CAUSED BY ACCIDENT, COLLISION OR UPSET, DAMAGE, FALLING OBJECTS, THEFT, LARCENY, EXPLOSION, LIGHTNING, EARTHQUAKES, FIRE, WINDSTORMS, HAIL, WATER, FLOODS, SUBFREEZING TEMPERATURE, MALICIOUS MISCHIEF, VANDALISM, CIVIL COMMOTION, RIOTS OR WAR.<li>ANY LOSS WHICH OCCURS WHEN AN ODOMETER IS INOPERATIVE WHETHER FROM FAILURE, DISCONNECTION OR ALTERATION; OR WHEN AN EXACT DETERMINATION OF LAPSED MILEAGE IS UNAVAILABLE.<li>ANY LOSS CAUSED BY NEGLIGENCE, MISUSE, ALTERATIONS, RUST AND/OR RUST DAMAGE, CORROSION, ELECTROLYSIS, LACK OF PROPER AND NECESSARY AMOUNTS OF COOLANT OR LUBRICANTS OR LACK OF PROPER MAINTENANCE AS RECOMMENDED BY THE MANUFACTURER.<li>THE FAILURE OF ANY PART AFFECTED BY ALTERATIONS NOT RECOMMENDED BY THE MANUFACTURER. THIS INCLUDES BUT IS NOT LIMITED TO THE INSTALLATION OF OVERSIZED TIRES, SUSPENSION LIFT KITS, HEADERS OR OTHER MODIFICATIONS TO ENHANCE PERFORMANCE.<li>ANY LOSS RESULTING FROM AN OVERHEAT CAUSED BY A NON- COVERED PART; ANY LOSS RESULTING FROM THE CONTINUED OPERATION OF AN OVERHEATING VEHICLE REGARDLESS OF THE INITIAL CAUSE OF OVERHEAT. ANY LOSS RESULTING FROM AN OVERHEAT CAUSED BY IMPROPER TOWING.<li>ANY VEHICLE USED FOR COMPETITIVE RACING, OFF-ROAD DRIVING, COMMERCIAL USE, DELIVERY, RENTAL PURPOSES, CARRIAGE OF PASSENGERS FOR HIRE, FARMING, POLICE OR OTHER EMERGENCY USE.<li>ANY FAILURE CAUSED BY CONTAMINATION, SLUDGE, CARBONIZATION, OIL STARVATION, BATTERY ACID OR OTHER MAINTENANCE RELATED CONDITIONS OR THE CONDITION OF WATER INTRUSION COMMONLY KNOWN AS HYDROLOCK.<li>ANY SECONDARY DAMAGE OR COST INCURRED BY THE FAILURE OF A COVERED PART. THIS INCLUDES BUT IS NOT LIMITED TO MEALS, LODGING, LOSS OF INCOME, DAMAGE TO PROPERTY, INJURY TO OR DEATH OF ANY PERSON.<li>HAZARDOUS WASTE DISPOSAL CHARGES, SHOP SUPPLIES, STORAGE CHARGES, CORE CHARGES, FREIGHT CHARGES, ALIGNMENTS OR ADJUSTMENTS.<li>THE RESEATING OF VALVES (VALVE GRIND), REPAIR AND/OR REPLACEMENT OF BURNED VALVES (VALVE JOB) AND/OR RINGS WHEN SUCH RESEATING, REPAIR OR REPLACEMENT IS TO CORRECT LOW COMPRESSION, HIGH OIL CONSUMPTION OR OTHER RESULT OF TIME- RELATED REDUCTION IN ENGINE EFFICIENCY.<li>ANY RENTAL INCURRED BEYOND THE PARAMETERS OF YOUR SERVICE AGREEMENT REGARDLESS OF CAUSE OF DELAY.<li>ANY FAILURE THAT EXISTED PRIOR TO THE CONTRACT PURCHASE DATE OR IF INFORMATION PROVIDED BY YOU OR A REPAIR FACILITY CANNOT BE VERIFIED AS ACCURATE OR IS FOUND TO BE DECEPTIVELY INACCURATE.<li>ANY VEHICLE WHOSE MANUFACTURERÕS WARRANTY HAS BEEN VOIDED OR IF THE VEHICLE HAS BEEN TOTALED OR ITS TITLE BRANDED OR SALVAGED.<li>ANY REPAIR AND/OR REPLACEMENT PERFORMED BY ANYONE OTHER THAN AN ASE-CERTIFIED TECHNICIAN EMPLOYED AT A LICENSED REPAIR FACILITY.</ol>

CONDITIONS
<ol><li>POLICY PERIOD, MILEAGE, TERRITORY: This service agreement applies only toa mechanical breakdown which occurs during the time period or within the mileage period as shown in the Declarations and while the vehicle is within the United States, its territories or possessions and Canada.<li>TRANSFER AGREEMENT: This service agreement may be transferred by the original holder to a subsequent private purchaser (licensed dealers excluded). This agreement applies only with respect to the vehicle described in the Declarations and it is not transferable to another vehicle. To transfer this agreement, the following must be submitted to US within thirty (30) days from the date of sale:<ol><li>a letter containing the name and address of the new owner and YOUR authorization to transfer;<li>a copy of the bill of sale or other evidence showing proof of transfer;<li>a check for $40 payable to PWC for the transfer fee<li>receipts evidencing completion of manufacturerÕs prescribed maintenance; and<li>proof, if necessary, that any remaining manufacturer's warranty has been transferred to the purchaser of YOUR vehicle.</ol><li>CANCELLATION: To cancel this service agreement YOU must surrender YOUR copy of the agreement, a current certified odometer statement and written notice to the selling dealer or directly to US.During the first thirty (30) days from the effective date, YOU will be refunded 100% of the total premium paid, less any claims. From 31-60 days from the effective date, YOU will be refunded 100% of the total premium paid, less a fee of $50 or 5% of the total premium, whichever fee is less. After the first sixty (60) days, YOU will be refunded 100% of the unearned premium paid, less a fee of 10% of the refund amount or $50, whichever fee is less. The unearned premium will be prorated based on the lesser of months or mileage remaining, relative to the original agreement.During the first sixty (60) days, from the effective date, WE may cancel this contract for any reason. The full purchase price of this contract will be refunded. After sixty (60) days, WE cannot cancel this contract except:<ol><li>If there has been a material misrepresentation or fraud at the time of sale of the service agreement;<li>If the agreement holder failed to maintain the motor vehicle as prescribed by the manufacturer;<li>If the odometer had been tampered with or disabled and the agreement holder failed to replace the odometer or;<li>For non-payment of premium by the agreement holder, in which case WE shall provide the agreement holder notice of cancellation by certified mail.</ol>The refund will be based upon the lesser of months or mileage remaining relative to the original agreement and figured on a 100% prorata basis.The lienholder will be named on the refund check when financing has been provided for the service agreement premium. In the event of repossession or total loss, lienholder may request cancellation of this service agreement and shall be the sole named payee.</ol>